Paul T. Woodberry

Great post Manish Shah! Our product strategy and product teams are laser focused on delivering real business value and outcomes that fundamentally change the insurance business operating model and provide a foundation for accelerating the shift. As one of the analysts told me today ... Majesco's vision, execution and maturity of our intelligent solutions with embedded AI into the core outpaces what anyone else is doing. Can't wait for the Spring release to be announced and the amazing business focused AI agents that will drive further value to our customers and the insurance industry!

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A question for Chief Risk Officers: How many qualified SMB borrowers are you declining simply because there isn't enough commercial credit data to score them confidently? Many lenders assume those applicants represent higher risk. But what if the real issue isn't borrower quality, it's incomplete visibility? Newer businesses, sole proprietors, and thin-file applicants often have limited commercial credit histories. Yet many of these same borrowers have strong consumer credit profiles that can provide valuable risk signals. In our latest blog article, we explore how blended credit scores help lenders: • Improve predictiveness • Reduce false declines • Expand automation • Strengthen risk-based pricing • Maintain governance and compliance standards If your growth strategy depends on reaching more SMB borrowers without sacrificing portfolio quality, this is worth a look. 👉 [https://ex.pn/4dZFbQa] #ChiefRiskOfficer #CreditRisk #experian #Lending #RiskManagement #SMBLending

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FIS’ Michelle Henrich and BNY’s Carl Slabicki chart the shift in bank tech. Henrich recalls the old model: stitching multiple back-ends with mismatched XML/SOAP/REST - slow, brittle, and limiting APIs to must-have use. Slabicki outlines BNY’s platform model: build core capabilities once, centrally own them, and expose via APIs a single source of truth, less duplication, faster delivery. Slabicki also adds AI across the SDLC: drafting stories, seeding code, and generating/running tests—elevating people. The bottom line is fewer one-offs, more shared services, API-first. with AI as the accelerant. https://lnkd.in/eFNe8wZD #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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TransUnion’s latest analysis highlights a compelling opportunity for lenders and FinTechs: Despite elevated interest rates, refinancing still offers average monthly savings of $90. More than half of these borrowers are paying over 10% APR, making them prime candidates for targeted refinance offers. More insights in this TransUnion® press release: https://gag.gl/rMQkQ8 #AutoRefinance #ConsumerFinance #FinancialWellness

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