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I represent the convergence of finance, technology, and data-driven innovation in today's…
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Nick Birnbaum reposted thisNick Birnbaum reposted thisIn 2024 I sat in a conference room at Visa and almost cried. I was learning about disputes and chargebacks and how friendly fraud is quietly annihilating small and mid-sized merchants in the United States. What hit me wasn't the existence of the problem. It was the unmistakable feeling that the system does not do enough to protect merchants in the age of card-not-present e-commerce transactions. Now agentic commerce is here. AI agents are starting to discover, recommend, and transact on behalf of consumers. The protocols, the liability model, the evidence standards, all of it is being written right now. And the same merchants who got flattened by friendly fraud are about to get flattened again, unless someone builds the infrastructure that gives them a seat at the table. Today we're coming out of stealth. A-Comm is intelligence and infrastructure for merchant enablement in agentic commerce. Discoverability, enablement, and a cryptographically verifiable evidence chain for every agent-attributed transaction. The full story, and why this is personal: https://lnkd.in/gmCRgZKz If you're a merchant, an investor, or someone who's lived inside this problem, I'd love to talk.
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Nick Birnbaum reposted thisNick Birnbaum reposted thisThe Allbirds pivot to AI is the most 2026 headline I’ve seen yet. Watching the stock pop 300% overnight just because they added "AI" to the business model feels like we’re living through a movie. While I’m all for tech integration, there is a fine line between actually optimizing a supply chain and just using a buzzword to rescue a share price. This meme has never felt more relevant. Are we looking at a legitimate revolution in retail, or are we just back in a massive bubble? https://lnkd.in/eRie6RM5
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Nick Birnbaum reposted thisNick Birnbaum reposted thisNobody cares about your blockchain speed. I've worked with 87+ crypto projects. Same mistake every time. Founders explain HOW their tech works. Not WHAT problem it solves. Layer 2s say: "We do 10,000 transactions per second" Should say: "You save $5 per transaction" Stop selling tech specs. Start with the problem you fix.
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Nick Birnbaum reposted thisNick Birnbaum reposted thisMy crypto IPO watchlist: 2025 - BitGo (next month) - CoinShares (2025 via SPAC) 2026 - Bithumb - Kraken - Ripple Labs - Uphold - Chainalysis - FalconX - Bitpanda - Grayscale - Ledger 2027 - Consensys - Anchorage - Fireblocks - OKX - Crypto com - Bitvavo - MoonPay - Blockchain com - Uniswap Labs We're going to add $300B of crypto companies to the public markets and it will be glorious.
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Nick Birnbaum shared thisFrom traditional analysis to machine learning - sometimes the best pivots happen when you combine your passions. As a Los Angeles Chargers fan, I've watched plenty of games where better data could've changed outcomes. That curiosity led me down the rabbit hole of sports analytics, and honestly? The numbers are just as exciting as the touchdowns. I built this NFL prediction dashboard that's hitting 74.5% accuracy - not because I'm trying to revolutionize sports betting, but because I genuinely love seeing what patterns emerge from the data. Weather conditions, team metrics, historical performance... it all tells a story. The pivot from finance to data science wasn't obvious at first, but sports became my perfect testing ground. Real outcomes, clear success metrics, and endless variables to explore. For anyone in LA considering a similar pivot: start with what you're genuinely curious about. Whether it's the Chargers' red zone efficiency or why certain weather patterns affect scoring - genuine interest makes the learning curve way more enjoyable. Interactive dashboard here if you want to play around with the model: https://lnkd.in/g57ggdyP Bolt up! #Chargers
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Nick Birnbaum reposted thisNick Birnbaum reposted this#SeeedXIAO 💻✨ Ever thought of stepping outside your comfort zone and building hardware from scratch? That’s exactly what Nick Birnbaum did with his first DIY project—a custom macro pad powered by our XIAO ESP32C3. Coming from a finance and Python background, Nick dove headfirst into embedded systems, learning C++, tackling grounding issues, and debugging his way from breadboard prototype to a working PCB. The project isn’t just about building a macro pad—it’s about the journey of discovery, from understanding pull-up resistors and debounce delays to realizing the importance of stable grounding. With Arduino IDE and the XIAO ESP32C3 at its core, this build shows how curiosity and persistence can turn challenges into tangible results. Check out the full build on Hackster.io 👉 https://bit.ly/46CysJx #ProjectSpotlight #PCB #DIY #Arduino #esp32c3 #macropad
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Nick Birnbaum reposted thisNick Birnbaum reposted thisCASE STUDY - Enhancing Operational Efficiency and Decision - Making for a Regional Bank with Genie A regional bank faced challenges in operationalizing its vast data resources and enabling non-technical users to derive actionable insights. Traditional reporting engines like Power BI fell short, creating one-off reports that were time-consuming to generate and failed to meet diverse user needs. In response, the bank turned to Genie, a generative AI platform tailored for financial institutions. Genie's intuitive interface empowered non-technical team members across sales, finance, marketing, and data teams to access and analyze data effectively. By unifying segregated data sets and offering enhanced data aggregation capabilities, Genie streamlined operations and provided valuable insights into client behaviors, loan opportunities, and marketing strategies. Security was paramount for the bank, and Genie's on-premise solution, coupled with SOC II compliance and robust permission controls, ensured data confidentiality and regulatory compliance. As a result of implementing Genie, the bank witnessed a transformation in its operations. "We are currently focused more on operationalizing the data and helping with business problems on that front" noted a user from the bank. In the words of a Genie user, "Power BI reports were kind of one offs and hard to generate…Our end users are ready to consume data." Genie not only addressed reporting challenges but also empowered end users to harness the full potential of data, driving the bank's success in a rapidly evolving financial landscape. Through its tailored solutions and commitment to enhancing operational efficiency and security, Genie proved instrumental in propelling the regional bank towards its strategic objectives, demonstrating the transformative power of generative AI in the financial sector.
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Nick Birnbaum shared thisWho is going to be in Miami in May? 🙌Nick Birnbaum shared thisMay is going to be 🔥. Join myself, Raze and leaders from around the world for the Security Token Market 🌴 TokenizeThis Summit in Miami. #RWA #Tokenization #Miami Tim Stoddart, Alexander Ronzino, Andrew S., Nick Birnbaum, Sarah Baldwin
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Nick Birnbaum liked thisNick Birnbaum liked thisYou have now met the A-Comm team. 🙌 Here is where this started for me. Back in November 2025, I could not let go of the fact merchants, especially SMBs, get annihilated by disputes and chargebacks that cost more to fight than they are worth to win. Those problems do not disappear in agentic commerce. They multiply. So, I spent months of 12+ hr days, packets of dry erase markers and sticky notes, and endless nights trying to figure out how we can skate ahead of the inevitable “I didn’t authorize that” agentic challenge. This led to the open source Apache 2.0 A-Comm Evidence Protocol (AEP). The thesis is simple. For agentic commerce to scale, it needs to be observable, traceable, and auditable. The timing is not an accident. As the holidays approach, agents will be booking, buying, and negotiating for us more than ever. We need a standard way to prove what actually happened when they do. AEP does not compete with any other protocol. It creates subwrappers that capture each protocol used across the transaction lifecycle and preserve it as evidence, so the full journey can be verified later. We are publishing the latest draft July 13 under Apache 2.0, with 30 days of public comment. The ecosystem needs your feedback. Keep an eye out for the link this Monday. Because growing this market means growing trust first. And it is going to take all of us. 🚀
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Nick Birnbaum liked thisNick Birnbaum liked thisAbdulaziz Kanoo on Radio Television Hong Kong (RTHK) this week! Host Jenny Ortiz-Bolivar asked him about two things that rarely get discussed in this space: what institutional stablecoin settlement actually looks like in practice, and what building a regulated fintech business genuinely requires. Have a listen. Link in comment #Stablecoins #DigitalAssets #Fintech #GCC
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Nick Birnbaum liked thisNick Birnbaum liked thisInsurance is becoming an AI industry. Fast. At Insurtech Insights this year, nobody asked "should we use AI." They asked "how fast can we roll it out." Claims that took months now take weeks. Underwriting is automated. Fraud detection runs on machine learning. Sounds efficient. It is efficient. But insurers said something quieter out loud too: this industry carries "unlimited downside risk." A bad AI call isn't just a bad quarter for a company. It's a denied claim for a family that needed the payout. It's a policy priced out of reach for someone in a flood zone. Climate risk is already pushing people out of coverage. Add opaque AI pricing on top, and working families get squeezed twice. The good panels all said the same thing. Keep a human in the loop. Don't let a model's confidence replace judgment. Efficiency should serve policyholders. Not just shareholders. Faster claims mean nothing if fairness doesn't come with them. #Insurtech #AIinInsurance #ClimateRisk #ClaimsAutomation #ConsumerProtection #InsuranceEquity #ResponsibleAI
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Nick Birnbaum liked thisNick Birnbaum liked thisDM me if you are in NYC for Tokenize This and want to talk about institutional Vault structures!
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Nick Birnbaum liked thisNick Birnbaum liked thisThis is cool. Our lead data engineer (Fernando Molina) used our new MCP to uncover a wallet from Milei’s cabinet chief. The story has gone viral in Argentina with more than 1 million views and lots of local coverage.
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Nick Birnbaum liked thisNick Birnbaum liked thisSince I started diving into AI, especially after tools like OpenClaw appeared, my Twitter feed became flooded with success stories from developers building AI-driven systems for prediction markets. What caught my attention was how many of these systems were operating on-chain, with public wallets and verifiable results. Some of the equity curves were simply incredible. At the same time, prediction markets have been growing at an impressive pace. Even at Forex industry events, conversations are increasingly shifting toward how brokers can expand into prediction markets. For the last five months, I've been studying the wallets that made it. Analyzing data, researching strategies, and looking for common patterns among traders who consistently generate returns. The goal was simple: understand what works, and eventually have my own wallets become part of those studies. Today, I have several systems with exceptional backtest results that have also held up in forward testing. They are no longer just ideas on paper. They are operating exactly as designed and are, in my view, only one step away from becoming a live reality. The challenge is execution. In prediction markets, having an edge is not enough. You need to capture it. The latest Polymarket API architecture can sometimes introduce enough latency for orders to be filled at significantly worse prices. When you're targeting small but repeatable advantages, a single second can make all the difference. The next phase is focused on infrastructure and execution quality: deploying servers closer to the exchange infrastructure, optimizing networking, and porting critical components from Python to Rust to gain every possible millisecond. After five months of research, development, testing, and iteration, I feel closer than ever. The models work. The logic works. The forward tests work. Now it's a matter of engineering. #ArtificialIntelligence #QuantTrading #PredictionMarkets #AlgorithmicTrading #Polymarket #MachineLearning #Fintech #OnChain
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Nick Birnbaum liked thisNick Birnbaum liked thisCelebrated a work anniversary yesterday, which may have been slightly overlooked by the gorgeous views in Croatia with my family. Anyways, cheers to three years of growth and opportunity, Flotation Energy! Excited to see what comes next! 🌬️⚡🤸♀️
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Nick Birnbaum liked thisNick Birnbaum liked thisAI took my job. Rude. So I took AI's. I built an agent that solves the part of futures operations nobody had actually fixed yet. Here's the thing about reconciliation - finding the break isn't the problem. Every team has automated that. Congratulations, you know something is wrong. What nobody has figured out is what comes next. Which side is wrong? Is the exchange overstating? Are your books missing something? Is the custodian just being dramatic again? Most systems will tell you an amount is breaking. Maybe an account number if you're lucky. But which trade? Out of 20 at the same price - which specific one is the problem? And why did it break? The automation tells you something is wrong. It does not tell you what. It does not tell you who. It clocks out. You do not. The agent I built skips that part. For trade breaks - it maps back to the original order, identifies the exact trade, and gives you the root cause. Not just "something broke" but why. For cash and margin breaks - it tells you what's actually making up the break balance. Because cash breaks don't have one cause. They have several. All happening at the same time. All arguing about who started it. If you know, you know. And for breaks that don't resolve overnight? It tracks them. Flags them. Because breaks compound. And compounding breaks have a way of becoming someone's very bad quarter. All of this across multiple data sources - including one most reconciliation systems don't even look at. No guessing. No hunting. No clocking out. This is one of several agents I'm building. Sincerely, Someone who has ruined more than one person's afternoon with a single Slack message and would do it again. #FinancialOperations #AIAgents #CryptoDerivatives
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Nick Birnbaum liked thisNick Birnbaum liked thisThis Thursday I’ll be DJ’ing for Fintech Fest at Spark Social. 🎶 If you didn’t know I am a DJ and music producer for my creative outlet, now you know. I’m a big believer that you need a physical and creative outlet to be at optimal performance. CEO of Goldman is a DJ, so.. … … 😉 Looking forward to seeing many of you this week! Also STOKED to have my friend and former colleague Osman Shareef up on the decks. Alex Pelin will also be playing, so we have a stacked line up of artists. Thank you The Financial Club for putting this together. Photos from DJing when I was at Visa for their young professional club. Lastly, my necklace is two USBs because you know.. I’m a nerd. Surabhi Somani Jitesh A.
Experience
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Education
Licenses & Certifications
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California Life, Health & Disability Insurance License
California Department of Insurance
IssuedCredential ID 0K49041 -
Property and Casualty Insurance License
California Department of Insurance
IssuedCredential ID 0K49041 -
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Series 66 – NASAA Uniform Combined State Law
Financial Industry Regulatory Authority (FINRA)
IssuedCredential ID 6565837 -
Series 7 – General Securities Representative
Financial Industry Regulatory Authority (FINRA)
IssuedCredential ID 6565837
Honors & Awards
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Winner - Best Mo' Film
Philip Bloom Movember Film Competition
"Oh Mustache, You're My Friend"
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Ashwin Binwani
MSFT Options Traders: August 13, 2025 Snapshot • Calls are in the spotlight: Trading volume on major strikes (notably $525, $527.5, $540, and $545) is surging—with tens of thousands of contracts moving hands as expiry approaches. August 15, 2025, is the hot ticket, drawing intense activity up the strike ladder. • Open interest is robust: Large OI is evident on both calls and puts, but the calls generally show bigger clusters at high strikes ($525+, $540+, $545+), betraying bullish intent. The $540.00 call, for example, sports over 7,647 in volume, with the $545.00 call not far behind with 9,837 contracts traded in the most recent session. • Put-call ratio signals optimism: The typical put-call ratio for MSFT options remains well below the 0.7 threshold generally considered bullish, with recent ratios suggesting option traders are firmly stacked toward calls, mirroring momentum seen across the big tech options complex. • Momentum building: The overall option volume last session exceeded 20M contracts—above the 65-day average, further confirming heightened market engagement. The current options landscape for MSFT is marked by aggressive call buying, higher open interest on upside strikes, and a bullish sentiment prevailing into next week’s major expiry. #MSFT #OptionsFlow #TechMomentum #BullishBets #TradingSignals #MarketInsights
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Matthew Snider, MBA
Onchain vaults stole the show at the Blockworks' Digital Asset Summit. Annual inflows topped $4.4 billion marking a 28x increase from 2025. And institutions are quietly building... 👉 Bitwise Asset Management is curating onchain vaults targeting 6% APY for institutional depositors. 👉 Kraken is routing exchange deposits into vaults managed by professional risk teams. 👉 Apollo Global Management, Inc. committed to acquiring 9% of a DeFi protocol's token supply over four years. 👉 Fidelity Digital Assets put vaults on a slide alongside funds and tokenized products as a core investment solution category. These aren't crypto startups tinkering in a sandbox. These are firms managing trillions in combined assets, all building around the same vehicle most advisors haven't heard of yet. Onchain vaults mark a new frontier of solutions that solve a problem Buffett's been complaining about for 60 years: you can't actually see what's happening with your money in real time. This week's BitFinance breaks down what the vehicle is, why these firms are moving, and what it means for anyone managing client capital. Link in the first comment.👇
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Charles E. Gregg Jr.
Revel, a Los Angeles, CA-based provider of a software platform for hardware test and control, raised $150M in Series B funding. The round was led by Index Ventures, with major participation from Redpoint Ventures, Capital, Felicis, Abstract Ventures, Dylan Field. The company intends to use the funds to support team expansion, continued product development, and broader market deployment. Founded by CEO Scott Morton, Revel is a provider of a unified software platform for hardware test and control enabling teams across aerospace, defense, robotics, and advanced energy to develop, deploy, and monitor complex physical systems.
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David Kotok
The international measure of creditworthiness of the United States Treasury is traded every day in the credit default swap market. That metric is international, and the size of the market is measured in the trillions. Since the Lisa Cook affair broke into the headlines, the pricing of CDS on the United States has risen in all tenors from 1 year to 10 years. (CDS tenors do not extend beyond 10 years.) In addition, the yield curve of US Treasury debt has steepened when you extend it out to the longest maturity (30 years). https://lnkd.in/eYiKNx6j #Markets
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