Blueprint Solutions

Missed Last Month's Webinar? In June, Blueprint Co-Founder Mike Whitbeck walked through one of the most important, and often misunderstood, parts of self-employed income analysis: cash flow adjustments. The session covered how underwriters convert taxable income into qualifying income, when adjustments should be made, and why understanding the "why" behind the math is just as important as understanding the calculation itself. If you work with self-employed borrowers, this is a valuable session to add to your training library. 🎥 Watch the replay here: https://lnkd.in/gYbp246X And while you're catching up, don't miss our upcoming webinar with Pacifico Partners: The Loan Program Changed but Can Your Encompass Handle That? How Automation Enables Exception-Based Operations Learn from Brent Emler how mortgage teams are leveraging automation to improve consistency, reduce errors, and adapt more quickly when loan programs change. 👉 Register for the upcoming webinar: https://lnkd.in/ghcx_jFv ❓ Learn more about Pacifico Partners: https://lnkd.in/g4T9tReA 👉 Explore more underwriting resources at: https://getblueprint.io #MortgageTraining #IncomeAnalysis #MortgageWebinar #MortgageUnderwriting #MortgageTechnology

Feature Spotlight: One or Two Tax Year Review Not every self-employed borrower requires the same approach to income analysis. Understanding when a one-year review may be appropriate, and when a two-year review is necessary, can impact both efficiency and loan quality. Our latest feature highlights the considerations underwriters should evaluate when reviewing self-employed income and helps create a more consistent process across your team. 💬 Which scenario creates more questions for your team: rising income or declining income? 👉 Learn more: https://lnkd.in/gYqYWxbu #MortgageEducation #IncomeDocumentation #SelfEmployedIncome #MortgageOps #LoanProcessing

When a loan program changes, where does your team usually discover the issue? ➡️ During processing ➡️ At underwriting ➡️ In quality control ➡️ After a condition is issued The later a program-change issue is found, the more expensive it becomes. That's why we're partnering with Pacifico Partners for this month's webinar: The Loan Program Changed but Can Your Encompass Handle That? How Automation Enables Exception-Based Operations Join us as guest speaker Brent Emler, Partner & Revenue Lead at Pacifico Partners, shares practical strategies for using Encompass automation to catch issues earlier, reduce manual reviews, and improve workflow consistency. 📅 Thursday, July 16th 12:00 PM EST 👉 Register here: https://lnkd.in/ghcx_jFv ❓ Learn more about Pacifico Partners: https://lnkd.in/g4T9tReA 👉 Explore more underwriting resources at: https://getblueprint.io #MortgageWebinar #Encompass #MortgageOperations #MortgageAutomation #MortgageIndustry

We're excited to welcome Brent Emler, Partner & Revenue Lead at Pacifico Partners, to this month's webinar: The Loan Program Changed but Can Your Encompass Handle That? How Automation Enables Exception-Based Operations Brent has spent his career at the intersection of mortgage sales and operations, helping lenders improve workflow efficiency and adopt technology that drives measurable results. His experience includes leadership roles with Velma, Lender Toolkit, and Mortgage Automation Technologies, where he worked with lenders to streamline processes, improve automation, and bridge the gap between origination and operations. Join us as Brent shares practical insights into how Encompass automation can help mortgage teams reduce program-change errors, improve consistency, and support exception-based operations. 📅 Thursday, July 16th @ 12:00 PM EST Register for the webinar: https://lnkd.in/ghcx_jFv Learn more about our partner Pacifico Partners: https://lnkd.in/g4T9tReA Explore more underwriting resources at: https://getblueprint.io #MortgageAutomation #Encompass #MortgageOperations #MortgageTechnology #IndustryLeadership

Feature of the Month: Multi-Factor Authentication (MFA) Protecting borrower information starts with protecting access to your systems. Blueprint's MFA configuration allows users to add an additional layer of security to their account, helping reduce unauthorized access and strengthen overall account protection. If you haven't enabled MFA yet, now is a great time to take a few minutes and enhance your account security. 👉 Learn how to configure MFA: https://lnkd.in/eiEeWhCK #MortgageTechnology #CyberSecurity #MultiFactorAuthentication #MortgageOps #DataSecurity

Webinar Replay Now Available Missed our recent session on Self-Employed Cash Flow Adjustments? In this webinar, we explored why underwriters make cash flow adjustments, which adjustments are commonly allowed, and how they can significantly impact qualifying income. Understanding the difference between taxable income and qualifying income is one of the most important skills when reviewing self-employed borrowers and getting it right can make a meaningful difference in loan outcomes. Whether you attended live and want a refresher or couldn't make the session, the recording is now available. 🎥 Watch the replay here: https://lnkd.in/gYbp246X 👉 Explore more underwriting resources at: https://getblueprint.io #MortgageEducation #IncomeDocumentation #SelfEmployedIncome #UnderwritingTips #LoanProcessing

Missed Our Form 1088 Webinar from May? The Replay Is Available. Form 1088 has been part of underwriting guidance for years, yet many mortgage professionals still overlook its role in evaluating business stability. In this session, we walk through how to use Fannie Mae's Comparative Income Analysis to identify trends, assess business performance, and make more informed self-employed income decisions. Watch the replay and see why this often-overlooked form can play such an important role in underwriting. 👉 Watch here: https://lnkd.in/enuEZni2 #Form1088 #MortgageEducation #SelfEmployedIncome #UnderwritingTips #IncomeAnalysis

We're almost live! Self-employed borrowers can have perfectly strong income profiles that look weak on paper if cash flow adjustments aren't applied correctly. Before we start, we'd love to hear from you: 💬 What's the most challenging part of reviewing self-employed income? 1️⃣ Understanding tax returns 2️⃣ Finding allowable add-backs 3️⃣ Business stability analysis 4️⃣ Documentation requirements Today's webinar will provide a practical framework for analyzing these adjustments with greater confidence and consistency. 📅 Join us today! 👉 Register here: https://lnkd.in/guz6KCzC #MortgageWebinar #SelfEmployedIncome #IncomeDocumentation #MortgageEducation #LoanProcessing

Quick question for underwriters and processors: When reviewing self-employed income, which adjustment do you find creates the most confusion? ➡️ Depreciation ➡️ Business use of home ➡️ Amortization ➡️ Non-recurring expenses The difference between taxable income and qualifying income often comes down to understanding cash flow adjustments and applying them correctly. In our upcoming webinar, we'll break down the most common adjustments, why they exist, and how they can significantly impact qualifying income calculations. 📅 June 18th at 1:00 PM EST 👉 Reserve your seat: https://lnkd.in/guz6KCzC #SelfEmployedBorrowers #MortgageTraining #IncomeAnalysis #MortgageUnderwriting #UnderwritingTips

Self-Employed Cash Flow Adjustments: What Are They & Why Do We Use Them? Depreciation. Amortization. Business expenses. Non-recurring losses. Self-employed income isn't always as straightforward as reading the bottom line of a tax return. That's why underwriters rely on cash flow adjustments—to separate true qualifying income from accounting entries that don't impact a borrower's ability to repay. In this free webinar, we'll break down the purpose of cash flow adjustments, when they should be used, and how they can dramatically impact qualifying income calculations. 📅 Join us June Jun 18, 2026 01:00 PM EST 👉 Register here: https://lnkd.in/guz6KCzC #SelfEmployedBorrowers #IncomeAnalysis #MortgageUnderwriting #MortgageWebinar #LoanOfficerTraining