TransactPay

Visa’s enhanced merchant data mandate is coming in January 2027. For many issuers, it means big changes to how transaction information is displayed in digital banking. For TransactPay clients, it’s already taken care of. Through our partnership with Triple, Program Managers benefit from enriched merchant data – including trading names, addresses, contact details and recognisable logos – all seamlessly integrated into their digital experience. The result? • Clearer transactions • Fewer disputes and chargebacks • A better, more trusted experience for cardholders • Compliance without the complexity Visa’s requirements aren’t just about regulation – they’re a chance for issuers to improve their digital banking experience. And our clients are already ahead. Want to learn more? Get in touch with our team. Read the full announcement here: https://lnkd.in/ezbkeus6 #Visa #Compliance #MerchantData #Payments #DigitalBanking #FinancialServices #Issuing

The embedded finance landscape is evolving fast. As regulators place greater scrutiny on Electronic Money Institutions (EMIs) and programme managers, there’s growing demand for partners who can balance innovation with compliance. That’s why we’ve partnered with Orenda Finance, a no-code embedded finance platform helping organisations launch accounts, wallets and cards without building their own infrastructure. With our UK and EU licences providing the regulatory foundation and Orenda’s technology delivering flexibility, we’re creating a faster, safer path for businesses to embed financial services into their products. “Our partnership with Orenda Finance is a strong example of how TransactPay supports innovation in embedded finance,” says Aaron Carpenter, CEO of TransactPay. “Together, we’re helping clients turn regulatory complexity into competitive advantage.” Learn more here: https://lnkd.in/eQwJUhQv #Payments #Fintech #EmbeddedFinance #CardIssuing #FinancialInnovation #Ewallet #BINsponsorship #TransactPay #OrendaFinance

For fintechs and businesses that need seamless, scalable payment solutions, the biggest challenge isn’t just what to build – it’s how to bring it all together. Managing multiple partners for card issuing, KYC, KYB, IBAN services and compliance can be complex, time-consuming, and costly. That’s why we’ve teamed up with Setld Pay, a next-generation card scheme programme manager, to simplify the process. With this partnership, businesses can: • Access a fully integrated payment infrastructure – removing the need to manage multiple providers. • Launch prepaid card programmes faster and more efficiently, with built-in regulatory compliance. • Reduce locked-in working capital through real-time IBAN funding, freeing up cash flow. • Automate reconciliation, eliminating manual processes for high-volume transactions. Our CEO, Aaron Carpenter, said: “Setld Pay takes the complexity out of payments, allowing businesses to focus on growth. We’re proud to provide the regulatory and operational backbone to bring their vision to life.” With Setld Pay’s first Visa and Mastercard programmes launching in June 2025, thisis a game-changer for businesses looking to simplify payments and scale efficiently. Read the full announcement here: https://lnkd.in/gNQijX7s

The fantastic work we’ve been doing in Ireland with our partner Payac Services CLG has been recognised. We’ve been shortlisted for Best Consumer Payments Programme at the Pay360 Awards 2025. Together with Payac, we’ve helped deliver a standout solution for Ireland’s Credit Union members – combining local trust with modern digital payments. ∙ Over 240,000 cardholders ∙ 85+ Credit Unions participating ∙ Real-time payments with SEPA Instant ∙ Wallet integration with Apple Pay and Google Pay ∙ 115 million transactions processed and counting. It’s a brilliant example of what’s possible when you blend fintech innovation with community-first values. You can read the full story here. https://lnkd.in/e3Adwj_Z Congratulations to all teams shortlisted in the awards. We look forward to seeing you at the ceremony in London this October. #Pay360Awards #Fintech #ConsumerPayments #CreditUnions #EmbeddedFinance #TransactPay #Payac