Totavi, LLC

Paper checks cost $4 to $20 each to send. A disbursement card can land funds in minutes. Our new Disbursement Cards Market Analysis breaks down the market replacing outbound checks, and why it's one of the fastest-growing corners of the card business. Our deep dive covers: 💡 Four high-growth segments: insurance claims, disaster relief, gig payouts, and government benefits 📈 The market data behind each segment ⚖️ How these programs actually work: funding flows, single-use vs. reloadable design, and the KYB-forward compliance model that makes disbursement cards different Access the full 2026 Disbursement Cards Market Analysis at totavi.com/research #Fintech #Payments #DisbursementCards #Totavi #totaviresearch #PrepaidCards #GigEconomy

Every week, we publish two newsletters to grow industry knowledge and share what's catching our eyes. CardsFTW, now in its FIFTH YEAR(!), covers everything Matthew thinks is interesting in credit, debit, and other card news. This week: What DICK'S Sporting Goods is up to (and more). ProductFTW, closing in on issue #100, gives you insights from the whole team (Ellen, Jessica, Zach, and Matthew) on how to approach challenging product problems, with a perspective of real operators in early-stage products and startups (and a keen eye to fintech problems). Subscribe to both today! #newsletters #fintech #product #credit #payments

Not all credit card program management platforms are built the same. Some are also issuer processors, and that impacts how your program is built and run. The pros 🎉 : custom authorization logic, real-time data access, and deeper control over the cardholder experience. The cons ⚠️ : you'll likely take on more infrastructure responsibility and face a steeper implementation curve. Totavi, LLC's 2026 Credit Card Program Management report profiles the top platforms in this category, including Increase, Marqeta, Stripe, and Highnote, and gives you an honest take on the tradeoffs. #creditcard #creditcardprogrammanagement #issuerprocessors #bankingAPIs #fintech #cardissuing #totavi

The gap between a “launched” credit card and a successful credit card program has never been wider. Choosing the right partner is one of the most consequential decisions you’ll make, and our latest report provides a clear framework to help you get it right. Our deep dive covers: 💡 Features and differentiators of 13 credit card program management platforms, including Cardless, Highnote, Marqeta, Pesto, Stripe, Sunbit, and more. 💵 How program managers price their services and what that means for your economics ⚖️ Differences between issuer processors, program managers, and traditional bank partners Access the full 2026 Credit Card Program Management Platform Market Analysis at totavi.com/research #Fintech #CreditCards #CCPMP #Totavi #totaviresearch #CreditCardProgramManagers

Planning to launch a card product this year? Or perhaps you're just getting into the card and payments space? After giving this presentation to many audiences over the years, we are finally offering Totavi's Cards 101 presentation FOR FREE to all Totavi app users. Simply sign up for a free Totavi account to download. 👉 https://app.totavi.com/ Cards 101 covers: ❓ The Basics: What a card is and how products are categorized 💳 Card Types: How debit, credit, prepaid, and commercial cards differ 🌐 How Transactions Work: Who’s involved and what happens from authorization to settlement 💰 The Economics: What merchants pay (MDR), what issuers earn (interchange), and how programs monetize

Our final report of the year, "The Totavi Annual Trends Report: Recap of 2025 and Predictions for 2026," is now available. We're making this report available FOR FREE to all Totavi App users, so if you haven't created an account yet, now is a great time to sign up! Get your free Totavi account here 👉 https://app.totavi.com/ In our report, you’ll find: ✅ A recap of 2025's most significant product launches, partnerships, and acquisitions ✅ Five predictions for 2026 and card trends we expect to see ✅ Five product ideas that we hope will inspire fintech entrepreneurs

Was 2025 the year of crypto credit cards? What is a HELOC-backed card? Our founder and CEO Matthew Goldman has a chat with Reggie Young on this week's #fintechlayerpodcast by Lithic. Listen here 🎧 👉 https://lnkd.in/eP8qsFVF #fintech #payments #totavi #lithic

💳 Launch a debit card → 💰 Make money from interchange. Simple, right? Think again. Over the last decade, launching a debit card has become easier thanks to modern APIs and issuer-processor platforms: Highnote Lithic Qolo Synctera, to name a few...But building a profitable card program is still far from simple. Compliance, network rules, and funding mechanics all add layers of complexity that can make or break your business model. Check out our 2025 Debit Card Program Management Platform Market Analysis to learn more. #fintech #payments #debitcards #totaviresearch #totavi

Do you know which platforms support payroll cards? How about prepaid debit? Totavi’s 2025 Debit Card Program Management Platform Market Analysis breaks it all down and highlights the strengths of various providers such as Synctera, Stripe, Alviere, Marqeta, Qolo, and more. 🔍 Get the full analysis at www.totavi.com/research #fintech #payments #debitcards #embeddedfinance #totaviresearch

The last product I launched at Venmo was the debit card back in 2017 (along with the wonderful folks at Mucho 😊 ) Although it is somewhat easier nowadays to launch a debit product, it's still incredibly complicated. We've helped design, build, and launch many card products at Totavi, LLC, and we're sharing our insights in our latest report. Check it out 👉 www.totavi.com/research #fintech #debitcards #creditcards #cardissuing