AI gets a lot of appreciation these days. What deserves just as much is the care that goes into using it well. At Optasia, 𝗔𝗜 𝗶𝘀 𝗰𝗲𝗻𝘁𝗿𝗮𝗹 𝘁𝗼 𝗵𝗼𝘄 𝘄𝗲 𝘄𝗼𝗿𝗸. It's what lets us make credit decisions for millions of people, many with no formal credit history, who the traditional system would never see. When it works well, someone gets a fair first chance at credit they would otherwise be denied. What we appreciate most is what careful, 𝘄𝗲𝗹𝗹-𝗴𝗼𝘃𝗲𝗿𝗻𝗲𝗱 𝗔𝗜 can do for real people — and the responsibility that comes with making decisions about someone's livelihood. It's why we work through regulated partners, keep people accountable for outcomes, and treat trust as something to be earned again every day. This is AI Appreciation for us. It is not just a one-off Day to celebrate. It is an 𝗼𝗻𝗴𝗼𝗶𝗻𝗴 𝗰𝗼𝗺𝗺𝗶𝘁𝗺𝗲𝗻𝘁. To the teams building and looking after these systems daily, at Optasia and across our field: thank you. The technology is only ever as good as the care put into it. #ResponsibleAI #Fintech #AI #Optasia
About us
We deliver Optasia, the AI Platform enabling financial access for the next billion customers. We are changing the world our way. Α versatile, data-driven B2B2X (business-to-business-to-customers and SMEs) financial technology platform for MNOs, mobile wallet operators and financial institutions, which provides them with accurate credit scoring for responsible financing decision-making. We support intelligent credit decisions, enable a broad range of financial services development and drive successful business models. All with ease, through our AI-led fully-automated decisioning algorithm, which allows us to efficiently make millions of decisions on financing, based on sophisticated data analysis. Thanks to our technology and network we provide powerful flywheel effects with repeatable and scalable growth levers, to help our partners grow and enable financial access to retail & SME customers across numerous markets. Operating since 2012 and expanded in 38 countries (as of October 2025) in Africa, Middle East, Asia and Europe with focus in emerging markets, Optasia is enabling credit decisions for an average of over 120 million customers a month and had more than 860 million addressable subscribers in 2024, continuing to expand to new markets globally. Optasia has been chosen as an investment opportunity by top firms such as Abu Dhabi's Waha Capital in 2017, and Ethos, a leading South African investment company in late 2018. The company also obtained ISO 27001 Certification in late 2021. Founded as Channel VAS in 2012, we became Optasia in 2022, incorporating a brand identity that more broadly reflects our capabilities.
- Website
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https://optasia.com/
External link for Optasia
- Industry
- Financial Services
- Company size
- 201-500 employees
- Headquarters
- Dubai
- Type
- Privately Held
- Specialties
- VAS, Mobile VAS, Mobile Financial Services, Digital Finance, Mobile Finance, Fintech, Handset Loans, Big Data, Big Data Analytics, Micro Loans, Nano Loans, Airtime Credit Services, Platform-as-a Service, Credit-as-a Service, and BNPL
Locations
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Primary
Get directions
JLT
Dubai, AE
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Get directions
Kifisias 16 & Chalepa
Marousi, Athens 15121, GR
Employees at Optasia
Updates
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As we welcome the Hijri New Year, we extend our warm wishes to our colleagues, partners, customers, and communities. May the year ahead bring peace, prosperity, and new opportunities for growth and collaboration. Happy Hijri New Year. #HijriNewYear #IslamicNewYear #Optasia
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🌍 Optasia has been recognised as Best IPO in Africa at the EMEA Finance Achievement Awards 2025! 🏆 Last week in London, we were proud to be part of an incredible evening celebrating Africa's most significant capital markets transactions — spanning equity and debt capital markets, M&A, project finance and syndicated loans. It was a privilege to celebrate alongside the colleagues and clients whose ambition, innovation and partnership make these achievements possible. Among them, our ZAR6.3bn IPO last November was recognised as Best IPO in Africa. Accepting the award on behalf of Optasia was our Director of Investor Relations, Georgina McCooke, CFA. Congratulations to all teams and clients, as well as to all other fellow winners. We will remain committed to keep helping write Africa's growth story. Thank you to EMEA Finance for the recognition and for organizing an excellent evening, and to the Standard Bank team for being such gracious hosts. #EMEAFinanceAwards #BestIPO #Africa #CapitalMarkets #Optasia #InvestorRelations
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Work from anywhere. Learn from everywhere. Optasia is a listed fintech with the pace of a startup and the discipline of a scale-up. We're spread across continents, united by one mission: make financial inclusion work. If that sounds like your kind of challenge, we have roles open in: ✨ Data Science & ML Engineering ✨ Risk & Compliance ✨ Product, Commercial & Operations Come build what's next with us: https://lnkd.in/dpmX_kKd #JoinOptasia #RemoteJobs #FintechLife #BuildWithUs
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As Eid al-Adha is observed around the world, we pause to reflect on what this occasion calls us toward — sacrifice, generosity, and a shared responsibility to uplift those with less. These are values that quietly guide our work every day. Building fairer financial systems, expanding access to those long left out, and making sure more people have the tools to provide for themselves and their families. To our colleagues, partners, and everyone in our community who is celebrating — we wish you a peaceful and blessed Eid, filled with gratitude and togetherness.
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🌍 𝗔𝗳𝗿𝗶𝗰𝗮 𝗗𝗮𝘆. 𝗠𝗼𝗻𝗱𝗮𝘆 𝟮𝟱 𝗠𝗮𝘆. Africa is shaping the future of fintech. Mobile money started on this continent and rewrote how the world thinks about payments. Today, African platforms move billions of dollars every month and have brought hundreds of millions of people into the digital economy. The playbook is being studied everywhere. The momentum keeps building. African fintechs are scaling across borders. African engineers are shipping world-class products. African regulators are designing frameworks that balance innovation with inclusion. African investors are backing African founders. At Optasia, we're proud to be part of this story. Across 38 markets, our platform helps millions of people access credit and participate fully in the digital economy — powered by a deep understanding of the continent and the people we serve. To every founder, engineer, regulator, partner, and customer driving African fintech forward — happy Africa Day. Keep building, keep leading. The continent is on the move. 🚀 #AfricaDay #Africa #Fintech #Optasia #FromAfricaToTheWorld
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𝗧𝗼𝗱𝗮𝘆, 𝗼𝗻 𝗪𝗼𝗿𝗹𝗱 𝗗𝗮𝘆 𝗳𝗼𝗿 𝗖𝘂𝗹𝘁𝘂𝗿𝗮𝗹 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆, 𝘄𝗲 𝗰𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗲 𝘁𝗵𝗲 𝗺𝗮𝗻𝘆 𝗰𝘂𝗹𝘁𝘂𝗿𝗲𝘀, 𝗯𝗮𝗰𝗸𝗴𝗿𝗼𝘂𝗻𝗱𝘀, 𝗮𝗻𝗱 𝗽𝗲𝗿𝘀𝗽𝗲𝗰𝘁𝗶𝘃𝗲𝘀 𝘁𝗵𝗮𝘁 𝘀𝗵𝗮𝗽𝗲 𝘄𝗵𝗼 𝘄𝗲 𝗮𝗿𝗲 𝗮𝘀 𝗮 𝗰𝗼𝗺𝗽𝗮𝗻𝘆. Our strength comes from our differences — from the ideas we exchange, the experiences we share, and the unique viewpoints each colleague brings to the table. At Optasia, diversity isn’t just something we acknowledge. It’s something we live, every day, across teams, countries, and cultures. Together, we create a workplace where everyone belongs, contributes, and thrives. 𝗛𝗮𝗽𝗽𝘆 𝗖𝘂𝗹𝘁𝘂𝗿𝗮𝗹 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝘁𝘆 𝗗𝗮𝘆! Let’s keep learning from one another and building a stronger, more connected community. #CulturalDiversityDay #DiversityAndInclusion #UnityInDiversity #OptasiaTeam #ManyCulturesOneTeam
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Last week, our Group CEO Salvador Anglada took the stage at Sentech Africa Tech Week sharing his perspective on the forces reshaping digital finance across emerging markets in the panel "The Backbone of the Digital Economy: Building Resilient Continental Infrastructure for The Future". This framing from our Group CEO cuts to the heart of what we see every day at Optasia. The real infrastructure challenge isn't building more — it's unlocking what's already there. Fragmented data is the barrier between connectivity and meaningful financial access, and solving it at scale is exactly what drives us. Africa's digital economy is accelerating — and conversations like these are exactly where its future gets shaped. Thank you to the Sentech Africa Tech Week team for the platform. 🌍 #AfricaTechWeek #FinancialInclusion #Fintech #AI #Optasia #DigitalFinance #EmergingMarkets
The debate around Africa's digital infrastructure tends to focus on what is missing. 𝗜 𝘁𝗵𝗶𝗻𝗸 𝘁𝗵𝗲 𝗺𝗼𝗿𝗲 𝘂𝘀𝗲𝗳𝘂𝗹 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗶𝘀 𝘄𝗵𝗮𝘁 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗲𝘅𝗶𝘀𝘁𝘀 — 𝗮𝗻𝗱 𝘄𝗵𝘆 𝗶𝘁 𝗶𝘀 𝗻𝗼𝘁 𝗯𝗲𝗶𝗻𝗴 𝘂𝘀𝗲𝗱 𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲𝗹𝘆. Data is there, across telcos, financial institutions, and digital platforms. 𝗧𝗵𝗲 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗶𝘀 𝗻𝗼𝘁 𝘀𝗰𝗮𝗿𝗰𝗶𝘁𝘆. 𝗜𝘁 𝗶𝘀 𝗳𝗿𝗮𝗴𝗺𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻. 𝗔𝗻𝗱 𝘂𝗻𝘁𝗶𝗹 𝘄𝗲 𝘀𝗼𝗹𝘃𝗲 𝘁𝗵𝗮𝘁, 𝗰𝗼𝗻𝗻𝗲𝗰𝘁𝗶𝘃𝗶𝘁𝘆 𝗮𝗹𝗼𝗻𝗲 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝘁𝗿𝗮𝗻𝘀𝗹𝗮𝘁𝗲 𝗶𝗻𝘁𝗼 𝗺𝗲𝗮𝗻𝗶𝗻𝗴𝗳𝘂𝗹 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗮𝗰𝗰𝗲𝘀𝘀. That was the thread running through the panel I joined at Sentech Africa Tech Week last week. Infrastructure investment matters — but the systems built on top of it must perform reliably at scale. Credit decisions, fraud detection, and dynamic pricing happen in real time or not at all. The opportunity is significant. Capturing it requires operational depth, strong partnerships, and platforms built to perform consistently. Thank you to Ralf Fletcher and the Sentech Africa Tech Week organisers for the invitation. #AfricaTechWeek #FinancialInclusion #Optasia
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As the 3i Africa Summit came to a close, we’re reflecting on these powerful few days of conversations, collaboration, and shared vision for the future of digital finance across Africa. From engaging discussions on responsible investment to insightful exchanges on the evolution of digital credit, the summit highlighted the importance of driving innovation with sustainability, accountability, and long-term impact at its core. We’re especially proud of our CRO, Yannis Benlachtar, for contributing to the panel on “Financing Africa’s Digital Credit Transformation,” sharing valuable perspectives on sustainable growth and responsible financial inclusion. A special thank you to alex nyanteh and our local team in Ghana for representing Optasia with such energy and dedication throughout the event. Your commitment continues to create meaningful impact where it matters most. Watch the video recap for some highlights from our presence at the summit. We look forward to continuing these important conversations and transforming insights into action across the continent. #3iAfricaSummit #FinancialInclusion #DigitalFinance #Fintech #ThoughtLeadership #Optasia
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Thrilled to be joining industry leaders at Sentech Africa Tech Week for a critical conversation on the future of Africa’s digital transformation. Our Group CEO, Salvador Anglada, will be speaking on the panel: “𝗧𝗵𝗲 𝗕𝗮𝗰𝗸𝗯𝗼𝗻𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗘𝗰𝗼𝗻𝗼𝗺𝘆: 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗥𝗲𝘀𝗶𝗹𝗶𝗲𝗻𝘁 𝗖𝗼𝗻𝘁𝗶𝗻𝗲𝗻𝘁𝗮𝗹 𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗙𝘂𝘁𝘂𝗿𝗲.” This discussion will explore how collaboration between governments, operators, investors, and technology leaders to unlock and accelerate digital economy through resilient infrastructure, and enable long-term economic growth across the continent. We look forward to engaging with fellow leaders shaping Africa’s digital future and sharing insights on the opportunities ahead. #Optasia #AfricaTechWeek #DigitalInfrastructure #DigitalEconomy #Connectivity #Innovation #Leadership #Technology
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