Monthio

This past Tuesday, our CEO and founder, Mads Aarup Pedersen, and our Head of Strategic AI Partnerships, Christian Simon, joined DCAI and EIFO to discuss how Gefion is enabling Monthio to train more advanced AI models for the financial sector. Thanks to DCAI and EIFO for organizing a great discussion and for inviting us to share our perspective.

Heading to Stockholm Fintech Week tomorrow? So are we 🇸🇪 Come by stand 20 and meet Christian Bach Jensen and Jens-Ole Kyhl Klitgaard from our team. We’re always up for a good conversation about how financial data is changing the way decisions get made, whether that's in lending, risk, or customer experience. If that’s something you’re thinking about too, we’d love to hear your perspective. See you in Stockholm 👋 #SFW #StockholmFintechWeek #Fintech #Finance #SFW26 @stockholmfintechweek @stockholmfintech @nordicfintechmagazine

Coop Bank A/S wanted to strengthen their #creditworthiness assessments while keeping the customer journey simple and efficient. With Monthio, they now gather documented budgets faster and base decisions on clearer insights from PSD2 data ✔️ This gives their advisors a stronger foundation to work from and helps customers receive answers sooner ✔️ Read the full story, link in the comments 👇

❗A good approval is one lenders do not regret. When insight is limited and decisions must be made quickly, strong applicants are declined and risky ones slip through. Real account data gives #lenders a clearer view of each applicant’s financial situation, so approvals are made with confidence and declines are delivered when necessary. In a way that protects both trust and revenue. Read how Nordic lenders work with this balance in our new use case 👇

The Positive Credit Register (PCR) tells Finnish lenders who the applicant is on paper. Account data shows how they manage their finances. How can Nordic banks stay on top of risk and build resilient growth when PCR data only tells part of the story 🤔 The #NordicBankingForum in Helsinki brings together professionals from across the financial sector to discuss how regulation, customer behaviour and new technology are shaping the future of banking. Miikka Vuorikoski, Account Director at Monthio, will take part to exchange views on how Finnish banks and lenders can build a clearer and more grounded understanding of their customers by combining PCR with real account data. This creates a stronger basis for decisions and supports compliance with #CCD2 requirements. 👋 If you are attending and want to connect before or during the event, you are welcome to reach out to Miikka. You can also find him in the event app once it opens next week.

📂 What if lenders could access complete asset information without manual steps or scattered documents? Today, asset details sit across multiple accounts and files, making it hard to collect what you need at the moment of a credit decision. It leads to a simple question: how would your process change with full asset visibility? 💡

What will shape Swedish #lending, #consumerfinance and #compliance in the year ahead? At Fintech Day 2025 in Stockholm, industry leaders will explore how regulation, new business models and technology are influencing the direction of financial services in Sweden. With years of experience and strong insights into the Swedish market, Patrick Radise, Account Director at Monthio, will be there to connect with lenders, asset-finance providers and fintech partners who are working to strengthen decision making, improve credit journeys and build solid compliance foundations. If you are attending and would like to meet before or during the event, you’re welcome to reach out to Patrick directly and set up a time that works 🤝

👋 Meet Frederik Hallengreen Hansen, our new #DevOps Engineer at Monthio! Frederik joins Monthio with a passion for building smart, reliable systems and a hands-on mindset that fits right in with our tech-driven culture. After a decade in global logistics, he decided to follow his passion for IT and is now completing his bachelor’s degree in Software Development at EK - Erhvervsakademi København. That mix of real-world experience and technical skill gives him a strong foundation for turning ideas into solid solutions 🌟 At Monthio, Frederik will help develop and maintain the infrastructure that powers our growth and keeps our platform running smoothly for our clients. We’re excited to have you with us, Frederik. Welcome to the team! 

🚘Speed matters in auto finance, but so does control. Dealers expect quick credit decisions. Customers want the process to feel effortless. Regulators demand greater transparency and stronger documentation. Finding the right balance is not easy. Yet across the Nordics, more lenders are realising that speed and responsibility can work together. By using real account data, lenders gain a clear picture of each applicant’s financial reality, not just the averages behind it. The result is faster, more consistent and more confident credit decisions that benefit both lenders and customers. We have gathered some of these insights in a short use case 👇

Ohoj, world!🦜... Is that code? Is it not? 🤔 You’ll know what it means in relation to Benjamin Rotendahl after reading our newest Meet the Team story. People and technology go hand in hand. Behind every client experience and reliable insight is a team that knows how to turn complex data into clear, actionable results. One of them is Benjamin, our Full-Stack Developer, whose curiosity, structured thinking, and enthusiastic and collaborative approach help ensure that our products work seamlessly for banks and lenders. Together with his colleagues in the international development team, he focuses on scalability, speed, and continuous improvement. This allows our clients to make financial decisions with confidence. Read his story to learn how Benjamin and the team transform data into real value for our clients. And find out how a few rubber ducks, Taylor Swift, and a lot of teamwork are part of the process. Find the full article in the comments 👇