Envisso’s cover photo
Envisso

Envisso

Financial Services

Singapore, Singapore 3,861 followers

Turning merchant risk into a growth strategy for payments companies.

About us

Envisso (formerly Kinetic) turns merchant risk into a growth strategy for payments companies. Through a deep understanding of financial risk and the power of AI, our solutions enable clients to identify and mitigate credit, fraud, compliance and overall merchant risk with unprecedented clarity. We also effectively replace outdated practices like manual assessments and collateral requirements with truly merchant-centric solutions, including automated onboarding, real time monitoring of credit, fraud and compliance risks; and embedded protection via insurance. Global leaders in payments and insurance are rewarding risk with Envisso. Reach out if you would like to learn more.

Website
envisso.com
Industry
Financial Services
Company size
11-50 employees
Headquarters
Singapore, Singapore
Type
Privately Held
Founded
2022
Specialties
Fintech, Credit Risk, Data Analytics, Payments, Fraud, Compliance, Merchant risk, and Ecommerce

Locations

Employees at Envisso

Updates

  • Most people think QA is the last line of defence. For Mark Ian Saberon - ISTQB®, it's the whole game, and he's rewired how it's played. Swipe through this edition of People@Envisso to find out how he went from writing end-to-end tests to building a full multi-agent QA system using Claude, what it really means to think like a risk manager instead of just a tester, and how running a wholesale fabric business and meat supply logistics on the side is, yes, exactly like QA. Stay tuned for more from the team! #MeetTheTeam #EmployeeSpotlight #PeopleAtEnvisso

  • Most people assume credit risk is about saying no. Ruijia Mao's career has been about knowing when to say yes, and building the judgement to tell the difference. In this edition of People@Envisso, find out how he helps payment companies grow with confidence despite incomplete information, what drew him to a role sitting at the unique intersection of payments, insurance and credit risk, and the hobby that finally gives his brain a rest. Stay tuned for more from the team! #MeetTheTeam #EmployeeSpotlight #PeopleAtEnvisso

  • By the time credit risk shows up in a probability of default (PD), it is often too late. A merchant's PD and exposure tell you where they stand today. They do not always tell you what is coming. Distress tends to surface elsewhere first, in operational signals, before it ever reaches the balance sheet. That is why programmes like VAMP and MATCH are worth watching. Both matter in their own right as payments risk indicators, and at Envisso we keep an eye on VAMP as one input among many. Read alongside the credit picture, rising dispute ratios and termination listings often flag trouble well before a default model does. Good credit monitoring is not one number. It is a broad range of signals, direct and indirect, that together show where the exposure is actually building. That is the picture Envisso is built to give you. Full article in the comments. 👇

  • We recently co-hosted a welcome evening at The Secret Garden ahead of Money 20/20 Europe, bringing together around 50 fintech leaders and innovators for an evening of conversation and connection. For us, events like this are never just about turning up. They're about building the kind of relationships that sit at the heart of what we're creating: a platform designed to help payments companies expand and scale with confidence. We're heading into the second half of 2026 with real momentum. A growing network of partners and advisors, and some exciting developments on the horizon, including new opportunities in the travel sector that we believe will complement and strengthen what we already do for payments companies. A huge thank you to everyone who joined us and to our senior advisor, Laura McCracken, for helping to bring the evening together. More to come. Watch this space. 🚀 Brett Walton Tom Duncan Rajiv Chandna #Money2020 #Fintech #Payments #Merchant #Travel

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      +15
  • Envisso reposted this

    Just received the photos from our little soirée in Amsterdam... and seeing the smiles on your faces is putting a big one on mine! 😄 What a way to kick off Money 20/20 Europe! Blackheath Advisors Ltd had the pleasure of curating and co-hosting a welcome party at The Secret Garden in Amsterdam with Envisso - bringing together around 50 fintech leaders and industry influencers for an evening of conversation, connection, canapés and cocktails. Huge thank you to Envisso for generously sponsoring the evening and Brett Walton for helping create such a warm, stylish and high-energy start to the Money 20/20 week. And kudos to Calypso Harland for introducing me to our lovely photographer! The fintech ecosystem is built on trusted relationships, collaboration, and healthy competition -  that was exactly the spirit of the evening, which continued on into the conference. Thank you to everyone who joined us and made the night so special. (Very sorry for those of you who were caught up in the LCY airport fiasco, but there will always be another time!) To top it all off, I was delighted to be appointed as Senior Advisor to Envisso and look forward to further collaborations with the team as they expand and scale internationally! 🙏 Here's to a cracking second half of 2026! 🍾 Tom Duncan Rajiv Chandna #Money2020Europe #Fintech #Payments

  • Most people see finance as the back office. CA Surabhi Jain sees it as the foundation everything else is built on, and she has spent her career making sure that foundation doesn't crack under pressure. Swipe through to find out how she keeps the financial engine behind a globally growing company running, why turning numbers into board-ready clarity is the part of her job she finds most rewarding, and how doodling, diamond art, and the occasional pottery class keep her sharp. Stay tuned for more from the team! #MeetTheTeam #EmployeeSpotlight #PeopleAtEnvisso

  • We're excited to welcome Laura McCracken to Envisso as Senior Advisor. With over 30 years in payments and commerce, Laura has built a career structuring the deals that shape how merchants and consumers transact across international markets - from building the global partnership strategy at American Express to leading payments and social commerce at Facebook and Amazon. Few people have her breadth of knowledge of the full payment ecosystem and how to create win-win partnerships. That perspective is exactly why we're excited to have her with us. Welcome, Laura!

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  • Just in case anyone's missing the daily barrage of Money20/20 posts, don't worry, here's one more. 😄 A few reflections from Amsterdam last week: 🤝 It was clear that more payment companies are looking to expand into new verticals, including higher-risk ones. I had many great conversations about how we help these businesses onboard high-risk merchants without the usual friction, removing the need for collateral and rolling reserves, while putting real protection in place through our embedded insurance product. 🗣️ And the big talking points across the floor - Stablecoins, AI, and tokenisation, all front and centre in most conversations. 🐻❄️ A polar bear followed me around for three days straight. I'd like to think it was my charm, or maybe he was hungry... 👟 34,000+ steps across three days. Anyone who's done Money 20/20 knows to ditch the dress shoes and opt for comfy shoes/sneakers. At least the step count looked great for a few days. ⚽ Thanks Visa for the mini World Cup football, a brilliant way to get into the tournament spirit. The stand was absolutely heaving, so well played Visa on pulling the crowds. And come on England - it's coming home!! 🏴󠁧󠁢󠁥󠁮󠁧󠁿 🏆 . Same time next year... #money2020 #payments #insurtech #merchant #insurance

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  • Brett Walton will be representing Envisso at Money20/20! 🎰 If you're an acquirer, PSP, or platform carrying settlement risk on deferred-delivery merchants - travel, airlines, ticketing, events, subscriptions - he would love to connect. Reach out to him on the M20/20 app or via LinkedIn! See you there! #Money2020 #Payments #MerchantRisk #Travel #Insurance

    I'll be attending Money20/20 and keen to meet with payment companies that want to onboard more merchants. We enable acquirers and PSPs to handle future-delivery merchants more effectively without the need for merchant reserves. Our clients have shown that this leads to a better merchant experience and a much more sustainable overall risk posture. If you're an acquirer, PSP, or platform carrying settlement risk on deferred-delivery merchants (travel, airlines, ticketing, events, subscriptions, etc.), let's grab 20 minutes. Feel free to connect in the M2020 app or message me here. #Money2020 #Payments #Acquiring #MerchantRisk #Insurance #CreditRisk #Travel Money20/20

    • Money20/20 Europe 2026

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