Acra Lending

We're having a great time at the Arizona Mortgage Expo! It's been a fantastic day connecting with mortgage brokers, industry partners, and friends across Arizona. Thank you to everyone who has already stopped by to talk Non-QM, share scenarios, and learn more about how Acra Lending can help structure solutions for challenging loans. A special thank you to our Acra team for representing us at the show and to everyone who's taken the time to connect. 📩 Have a scenario to discuss? We'd love to help: https://lnkd.in/gHHAHmFn #AcraLending #ArizonaMortgageExpo #MortgageBroker #NonQM #WholesaleLending #MortgageIndustry #MortgageConference #ScenarioSolutions

For many investors, the biggest hurdle isn't finding the next property—it's finding financing that keeps up. In this scenario, an investor added property #4 to their portfolio using DSCR financing. 📈 1.31x DSCR 📄 No personal income documents required 🏡 Qualified based on the property's rental income When the property cash flows, the financing should reflect it. Have an investor looking to grow their portfolio? Let's review the scenario. Submit a scenario: https://lnkd.in/gFKQ7eDJ

We're Headed to Originator Connect 2026! The countdown is on, and the Acra Lending team is looking forward to connecting with mortgage professionals from across the country at Originator Connect 2026 in Las Vegas. 📍 Planet Hollywood – Las Vegas, NV 📅 August 13–16, 2026 We'll also be at the Non-QM Summit on Friday, August 14, sharing ideas and discussing the latest opportunities in Non-QM lending. Stop by Booth 510 to meet our team, talk through your toughest scenarios, and learn how Acra's flexible lending solutions can help you structure more deals and close with confidence. 🎟 Register for FREE using promo code ACRAFREE. We can't wait to see you there! 📩 Submit Your Scenario Today: https://lnkd.in/gXr5pRYG #OriginatorConnect #NonQMSummit #NonQM #MortgageBroker #WholesaleLending #AcraLending #MortgageIndustry #MortgageConference #ScenarioSolutions #LasVegas

Clear to Close in Just 9 Days. When a purchase is on the line, having the right lending partner can make all the difference. This $625,500 purchase loan came to Acra after another lender was unable to approve the borrower's income. With the earnest money deposit and home at risk, there wasn't time to start over—there was only time to find the right solution. Working together, Parjot Thiara of Altamont Funding and Acra AE Anna Jensen quickly restructured the loan using a 12-Month Bank Statement program and kept the transaction moving. The result? 🏡 $625,500 Purchase Loan 🌾 5.6-Acre Farmhouse ✔ 12-Month Bank Statement ⚡ Clear to Close in just 9 days As Parjot shared: "Once I brought the scenario to Anna and the Acra team, they quickly understood it, provided the right solution, and helped us close in just two weeks. Their responsiveness, expertise, and ability to execute made all the difference. Working with Anna and Acra was an excellent experience. The process was incredibly smooth, efficient, and fast from start to finish." A special thank you to Parjot Thiara for trusting Acra Lending and to Anna Jensen for delivering another outstanding result. 📩 Submit Your Scenario Today: https://lnkd.in/g3492sfe #AcraLending #MortgageBroker #BankStatementLoan #NonQM #PurchaseLoan #WholesaleLending #MortgageSuccess #SelfEmployedBorrower

We're excited to welcome these talented professionals to the Acra Lending team! Please join us in welcoming: 🎉 Mattie Lanz – IT Project Manager 🎉 Matt Lee – VP, Production and Market Growth 🎉 Kimberlee Wertens – Assistant Account Manager 🎉 Madison Willie – Assistant Account Manager We're thrilled to have each of you on board and look forward to the experience, collaboration, and fresh perspectives you'll bring to our team. Welcome to Acra Lending! 📩 Looking to connect with our team? https://lnkd.in/gDAXvFG6 #AcraLending #WelcomeToTheTeam #NowHiring #MortgageIndustry #TeamAcra #WholesaleLending

Mortgage rates moved higher this week—but the headline doesn't tell the whole story. What actually drove the increase? 📈 Oil prices 🌍 Global events 📊 Inflation expectations 🏛️ Fed policy Understanding what's behind the market can help you have better conversations with borrowers and identify opportunities before they disappear. Read our latest market update to see what every mortgage broker should be watching. 👉 Read the full article:

Arizona—we're looking forward to seeing you! The Acra Lending team is heading to the Arizona Mortgage Expo, and we'd love to connect with mortgage brokers, loan originators, and industry professionals throughout the event. 📍 Visit us at Booth 480 Whether you have a challenging scenario to discuss, want to learn more about our Non-QM solutions, or simply want to meet the team, we'd love to chat. 🎟 Register for FREE using promo code: ACRAFREE We'll see you in Arizona!   📅 Learn more: https://lnkd.in/gzADAn6e 📩 Submit Your Scenario Today: https://lnkd.in/guXNQ6qd #AcraLending #ArizonaMortgageExpo #MortgageBroker #WholesaleLending #NonQM #MortgageIndustry #LoanOriginator #MortgageConference 

Same borrower. Same business. Two completely different outcomes depending on which documents you use. In this scenario, a self-employed borrower showed just $94K in net income after write-offs and depreciation. On paper, the deal didn't work. But 12 months of business bank statements told a different story—showing $51K per month in deposits and qualifying income that better reflected the strength of the business. The lesson? A strong write-off strategy shouldn't eliminate homeownership opportunities. If you have a self-employed borrower who looks income-light on a tax return, let's look at the full picture. 📩 Submit Your Scenario Today: https://lnkd.in/gXafYqcD

🚀 Funded in 9 Days When timing matters, execution matters even more. This purchase transaction came with a short escrow timeline and competition from a large bank. By working together and maintaining urgency throughout the process, the loan was submitted on April 20 and funded on April 30. 💰 $742,500 Loan Amount 📄 Non-Prime 30-Year Fixed ✅ Funded in 9 Days A special thank you to D'Ana Duran at Rate for her partnership and trust throughout the process. Shoutout to Reggie Brutus for helping deliver the speed, communication, and support that made this transaction possible. We appreciate the opportunity to be part of another successful closing. 📩 Submit Your Scenario Today: https://lnkd.in/gVWZicUR

Peak rental season waits for no one. This Gulf Coast investor was looking to close before the summer calendar filled up, but aggressive tax write-offs made the borrower look income-light on paper. Instead of focusing on tax returns, we structured the loan using DSCR and qualified the property based on its projected rental income. 🏖️ Vacation Rental Purchase 💰 $610K Loan Amount 📈 1.24x DSCR 📉 75% LTV ✅ Closed in 23 Days Sometimes timing matters just as much as structure. Have an investor trying to buy before peak season? Let's take a look at the numbers. 📩 Submit Your Scenario Today: https://lnkd.in/gaXG2Pfb